Family Counseling Service

Online Application

To ensure we are right there when you need us, our services are available in-person, over the phone or online.

Our online counseling is accessible 24 hours a day, 7 days a week. It has become the perfect choice for busy families who need real financial assistance, but must find it on their own schedule.

Through our secure website, the online interface takes you step-by-step through the counseling intake process. This means we collect your relevant financial information, and then one of our qualified professionals reviews it before contacting you directly with a customized action plan. It’s a fast – and safe – way to immediately get started with us.

To prepare for your intake process online, please consider the following:
You will be asked to provide credit-card account numbers and account balances so our credit counselors can properly negotiate with creditors on your behalf. Your information is safe with us; however, you can continue through the process without entering your credit card numbers.

Below is a list of items that you will need while filing an online application. You will also need these items for your first session:

  • Last two year’s income tax returns
  • Last two months’ bank statements
  • Last 30 day proof of income (pay stubs, social security, pension, unemployment, etc.)
  • A list of monthly expenses (food, gasonline, electric, telephone, water, etc.)
  • Your most recent credit report – you can retrieve a free copy at www.annualcreditreport.com

Additionally, if you seek housing counseling in the form of a loan modification or foreclosure prevention, please also bring the following items:

  • Complete mortgage documentation
  • Hardship letter explaining why your mortgage is or will be late (unemployment, loss of income, medical bills, etc.)
  • Copy of letter from lender requesting you to attend financial counseling

Please also add your loan # to each of the preceding documents.

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